FRAE — THE OPEN WEALTH PROJECT
A fairer share of the real world.

THE IDEA
An independent Robin Hood inspired concept for a clearer passage between on-chain capital and traditional assets. The brand starts from a simple question: who gets to participate in the value the world creates?

THE AUDIENCE
English-speaking, digitally fluent people who are curious about real-world assets but want understandable ownership, costs, and exit terms before committing capital.

THE PROPOSED PRODUCT
An asset discovery and access layer combining:
- Plain-English product comparisons
- Jurisdiction and investor-eligibility checks
- Legal claim, custody, valuation and asset evidence
- Transparent cost and redemption information
- A guided allocation workspace

THE FIRST CHAPTER — IMPLEMENTED HERE
An English-language concept website with an original Sherwood Forest visual world, three asset-category field guides, a four-step capital journey, and an interactive allocation studio. The studio supports amount, Treasury/fund/cash allocation, time horizon, hypothetical scenarios, local saving and JSON export.

THE MODEL
Weighted annual returns compounded with annual rebalancing, less an illustrative 0.5% annual portfolio fee. Cash earns 0% in the model. Stress uses 2% for Treasuries and -15% for funds; steady uses 4% and 7%; upside uses 5% and 12%. All inputs are invented, not market data or forecasts. Taxes, inflation, currency movement and transaction costs are excluded.

THE STANDARD
Know what you own. See what you pay. Understand the way out.

WHAT A LIVE PRODUCT WOULD STILL NEED
Selected regulated providers; verified offering documents; appropriate legal and distribution structures; jurisdiction-specific eligibility and identity processes; custody and asset verification; reliable pricing, settlement and redemption integrations; security review and operational controls. These capabilities are proposed, not currently implemented.

POTENTIAL BUSINESS MODEL
A provider-paid distribution or platform-service model could be evaluated only after jurisdiction-specific legal review. Any compensation and potential conflict would need visible disclosure. No pricing, partnership, revenue, user count or product availability is claimed.

INDEPENDENCE
FRAE is not affiliated with Robinhood Markets, Inc. or its subsidiaries. The Onchain research page connects browser wallets for read-only Robinhood Chain balances and reads the official public Stock Token directory. It provides no deposits, trades, token sales, issuer subscriptions or redemptions. Planning scenarios remain hypothetical.

BACKGROUND READING
Investor.gov — Tokenized securities
https://www.investor.gov/introduction-investing/investing-basics/investment-products/tokenized-securities
Financial Stability Board — The financial stability implications of tokenisation
https://www.fsb.org/2024/10/the-financial-stability-implications-of-tokenisation/

Created as an independent concept project, October 2026.